All fees for services provided by Ayaan Accounting are non-refundable once work has commenced. By engaging our services, you agree to provide complete and accurate information in a timely manner and acknowledge that we rely on such information without independent verification. Payments made via credit or debit card are processed through third-party merchant service providers, and you agree to be bound by their terms and conditions. Any disputes, chargebacks, or reversals initiated after services have begun may be subject to additional administrative and collection fees. We do not guarantee specific outcomes, including tax results or processing times by tax authorities. You are responsible for reviewing all deliverables before submission or filing. Any additional services requested beyond the original scope may incur additional fees. By using our services, you agree to these terms and all applicable laws and regulations.